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business

Fueling Your Vision with Smart Banking

With Banking, Payment Automation, and Treasury Management, we deliver flexible solutions designed to drive your growth and success.

The Austin Capital Trust client portal is currently unavailable due to a temporary system outage.  Our team is working to resolve the issue as quickly as possible. In the meantime, you may experience an error when trying to login to your Austin Capital account. For questions or concerns, please contact our support team at (844) 624-1125. Thank you.

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Solutions Tailored for Your Business

Discover all the products and services you need for your business in one place. Austin Capital offers solutions that deliver the exceptional experiences your customers expect while keeping your daily operations seamless and efficient.

Business Accounts
Flexible business accounts for easy financial management.
Diversified Payment Methods
Streamlined payment solutions for efficient transaction processing and management.
Business Debit Card
Convenient spending control with instant access to funds.
Planning & Management
Enhance financial and employee management for your business.
Treasury Management
Optimized cash flow and resource management for your business.
Mobile & Online Banking
Manage your business finances anytime, anywhere with ease.
Business Accounts

Solid Foundation for Business Growth

Business Checking
Start with a cost-effective and convenient business checking account that offers the essential features your business needs.
Keep track of your accounts, transfer funds, and pay bills online.
Enjoy business debit cards for easy expense management.
Deposit funds into your account with mobile deposit capture.
Utilize integrated accounting module for financial management.
Go paperless with convenient electronic statements.
Savings
Maximize your business’s savings with competitive rates, ensuring your funds grow while remaining accessible when needed.
Choose from various deposit terms to meet business cash flow needs.
View and manage your accounts conveniently in ClientView at any time.
Establishes reasonable minimum deposit amounts for easy account setup and maintenance.
Establishes reasonable minimum deposit amounts for easy account setup and maintenance.
Transfer funds to your Austin Capital checking account by mobile or online.
Payment Services

Make Payments Easy and Secure

Accepting Payments
Austin Capital empowers businesses to streamline accounts receivables, enhancing the sales process and cash flow.
01
Multi-Channel Payment Acceptance
Unlock various payment acceptance channels such as cards, ACH and instant payment.
02
Cross-Border Payments
Allows international customer payments, expanding market reach.
03
Mobile Payment Support
Enables customers to pay via mobile devices, enhancing payment experience.
Making Payments
Simplifies payment processes, promoting efficient and convenient management of business expenses.
01
Multiple Payment Methods
Supports various payment options, including cards, instant payment, ACH, wires and check payments.
02
Automatic Bill Payments
Simplifies regular bill payments with advanced scheduling or instant payment.
03
Online Payment Management
Allows businesses to manage all payment activities through an online platform.
Merchant Services
Comprehensive payment processing and management solutions for businesses, helping them streamline transaction processes and enhance efficiency.
01
Merchant Accounts
Accept cards and digital payments securely to reach more customers and boost revenue.
02
Fraud Prevention
Implement multi-factor authentication alongside AI-based monitoring to detect and prevent fraudulent activities, ensuring secure transactions.
03
Report Generation
Gain valuable insights with automatic sales and transaction reports to assess your financial health.
Business Debit Card

Effortless Expense Management

Streamline your business expenses with our business debit card. Access funds from your business checking account when needed, ensuring secure transactions and peace of mind every time you spend.

Control spending by setting spending limits on business debit cards to manage expenses effectively.
Track spending in real-time through our online platform, helping you stay within budget and plan effectively.
Use your card for quick and convenient payments on bills, online purchases, and subscriptions.
Benefit from advanced fraud protection and instant transaction alerts to keep your money safe.
Enjoy seamless transactions with quick access to your business checking account whenever you need it.

Customize Cards for Your Own Customers

Issue custom-branded cards with configurable rewards programs, enhancing customer loyalty and brand engagement.

Increase visibility with every transaction, as your branded card keeps your business front and center.
Encourage repeat business with exclusive rewards, creating lasting connections with your customers.
Earn interchange fees each time your card is used, adding a valuable revenue stream for your business.
Gain insights into customer spending habits to refine marketing strategies and elevate your offerings.
Deliver a personal touch by making your brand part of their everyday spending experience.
Treasury management

Optimized Cash Flow for Business Success

Streamline your payments and gain real-time insights, so you can focus on what really matters—growing your business.

Cash Flow Monitoring
Track income and expenses in real-time for up-to-date cash flow insights.
Liquidity Management
Optimize and allocate liquidity efficiently to meet both short- and long-term needs, enhancing financial stability and operational flexibility.
Digital Onboarding
Quick, compliant client setup with automated identity, business credential, and bank account verifications for a smooth onboarding experience.
Reporting Generation
Provide financial reports and analyses to help businesses make informed financial decisions.
Streamlined Payment Processing
Automate tasks such as bill payments and payroll to reduce the risk of human error, ensure timely payments, and better manage cash flow.
Business Management

Make Business Operations Smoother

Smart Financial Management
Bill Management
Ensure all bills are paid on time to avoid late fees and service interruptions.
Invoice Processing
Create, send, and track invoices to ensure timely payments and reduce cash flow pressure.
Accounting
Record and analyze financial transactions to maintain data accuracy and compliance, including bookkeeping and financial statement preparation.
Planning for Your Employees
401(k) Accounts
Help employees save for retirement with easy pre-tax contributions.
IRAs
Offer flexible options for personalized retirement savings growth.
Online & Mobile Banking

Bank Easier and Smarter

Transform your banking with our easy-to-use online and mobile tools, empowering your small business to manage finances on-the-go and make informed decisions anytime, anywhere.

Transfer funds online or via mobile
Move money between accounts anytime, anywhere.
Pay bills online
Easily settle bills using your mobile device.
Custom alerts
Create notifications to monitor your bank accounts and activities.
Review transactions
Monitor transaction status in real-time from your mobile device.
Comprehensive reporting
Access balances, transactions, and trends with just one click, and save your reports.

Identify Your Business Stage and Apply for Solutions Now

Whether you’re starting a business, growing a business or looking to transition, Austin Capital has the tools and solutions to help you reach your goals.

Starting a business
Support various Business Accounts, like checking and savings, for streamlined financial management.
Managing a business
Automate accounting to track expenses and generate reports effortlessly.
Growing a business
Utilize cross-border payments to send and receive funds globally, expanding your reach.

Learn about our solutions

support@austincapitaltrust.com   (844) 624-1125